Changing patterns of risk management by self-help organizations of savings and credit: the Nigerian experience
This article examines the Nigerian experiments of attempting to modernize indigenous savings and credit associations and of linking them to commercial banks. In a first part historical forms of self-help organizations are presented in a comparative perspective as they emerged in Germany. In a second part the various experiments in Nigeria during the last sixty years are presented. The article comes to the concluding observation that until today in Nigeria only the traditional esusu-type self-help organizations offered at least some opportunities for risk management, while cooperatives and banks largely failed in that respect.
Year of publication: |
2008
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Authors: | Seibel, Hans Dieter |
Published in: |
Zeitschrift für das gesamte Genossenschaftswesen. - Vandenhoeck & Ruprecht, ISSN 0044-2429, ZDB-ID 2034534-3. - Vol. 58.2008, Supplement, p. 42-57
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Publisher: |
Vandenhoeck & Ruprecht |
Saved in:
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