Precautionary Wealth and Financial Access : Evidence from Afghanistan
Households accumulate wealth as a reserve against unexpected contingencies. We employ a detailed household survey in Afghanistan to study how non-housing wealth accumulation of households varies with labor income uncertainty. We find that households facing higher income uncertainty accumulate significantly larger quantities of non-housing wealth. Exploiting variation in availability of banks and micro-finance institutions across provinces, we find lower wealth accumulation in provinces having better access to financial institutions
Year of publication: |
2018
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Authors: | Aghabarari, Leila ; Rostom, Ahmed ; Sinha, Rishabh |
Publisher: |
2018: World Bank, Washington, DC |
Saved in:
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