Ashcraft, Adam B.; Bech, Morten L.; Frame, W. Scott - 2009
thank Dennis Kuo for excellent research assistance. The views expressed here are the authors’ and not necessarily
those of …’ responsibility.
Please address questions regarding content to Adam Ashcraft, Research Department, Federal Reserve Bank of New York …. Scott Frame, Research Department, Federal Reserve Bank of Atlanta, 1000 Peachtree Street, N.E., Atlanta, GA 30309-4470,
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