Szafarz, Ariane; Agier, Isabelle - Centre Emile Bernheim, Solvay Brussels School of … - 2011
This paper estimates the impact of loan officers' subjectivity on microcredit granting by exploiting an exceptionally …' subjectivity is captured through the lens of disparate treatment based on gender. Indeed, our estimations show that an unfair … subjective preferences interfere with loan granting. We conclude by suggesting alternative means to curb subjectivity in credit …