Zinman, Jonathan (contributor) - 2004 - [Elektronische Ressource]
. Principally, the 50 percent of debit-card users who revolve credit-card balances would pay interest to charge purchases on the … also be rational for consumers lacking access to a credit card or facing a binding credit limit. I document robust effects … of these types of credit-card use on debit use and show that such effects are consistent with a canonical model of …