Sengupta, Rajdeep - Federal Reserve Bank of St. Louis - 2008
bank derives from its knowledge of (i) the risk profile of its (creditworthy) clients and (ii) uncreditworthy types in the … on its cost advantage over its informed rival. Nevertheless, the outside bank can pool uncreditworthy borrowers with …: Bank competition; Credit allocation, Lending standards
JEL: G21; D43.
Thanks to Eric Bond, Martin Brown, Andrew Daughety …