Berger, Allen N.; Rosen, Richard J.; Udell, Gregory F. - Federal Reserve Board (Board of Governors of the … - 2001
Banking industry consolidation has raised concern about the supply of small business credit since large banks generally … invest lower proportions of their assets in small business loans. However, we find that the likelihood that a small business … are exceptions. Moreover, small business loan interest rates depend more on the size structure of the market than on the …