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~isPartOf:"FRB of Boston Working Paper"
~person:"Fulford, Scott"
~subject:"Consumer credit"
~subject:"Konjunktur"
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Credit
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Utilization and Consumption Over the Life Cycle and Business Cycle
Fulford, Scott
-
2018
–40, for example,
credit
card
limits grow by more than 700 percent, and yet utilization holds steadily at around 50 percent. We …
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