Deléchat, Corinne; Kiyasseh, Lama; MacDonald, Margaux; … - 2020
This study analyzes the drivers of the use of formal vs. informal financial services in emerging and developing … countries using the 2017 Global FINDEX data. In particular, we investigate whether individuals' choice of financial services … region that most relies on informal financial services, and which has the largest uptake of mobile banking. We find robust …