Kennickell, Arthur B; Kwast, Myron L; Starr-McCluer, Martha - In: Journal of Money, Credit and Banking 28 (1996) 3, pp. 311-22
It is often suggested that reducing deposit insurance would reduce problems of moral hazard in the banking industry. However, little is known about likely effects of proposed reforms on household depositors. This study uses data from the Survey of Consumer Finances to examine the characteristics...