Qi, Hanying; Yang, Keng; Wang, Weijia - In: Journal of business economics and management 23 (2022) 5, pp. 1060-1083
remain robust when we focus on the technology and business innovation channels that affect banks. These effects vary across … banks with different ownership structures and business segments. Specifically, municipal commercial banks are more likely to … be influenced by business innovation than by technological innovation. By contrast, state-owned banks have advantages in …