Han, Rui; Melecky, Martin - Volkswirtschaftliche Fakultät, … - 2013
In crisis times, depositors get anxious, can run on banks, and withdraw their deposits. Correlated withdrawals of bank … deposits could be mitigated if bank deposits are more diversified, i.e. held by more individuals. This paper examines the link … between a broader access to bank deposits prior to the 2008 crisis and the dynamics of bank deposit growth in the crisis …