Aaronson, Daniel; Hartley, Daniel; Mazumder, Bhashkar - 2017
and into the early 21st century by linking geocoded HOLC maps to both Census and modern credit bureau data. Our analysis …-run decline in home ownership, house values, and credit scores along the lower graded side of HOLC borders that persists today. We … causal and persistent effect on the development of neighborhoods through credit access. …