Hughes, Joseph P.; Jagtiani, Julapa; Mester, Loretta J.; … - 2019 - Revised May 2019
$50 billion. To illustrate the differences between these banks and larger banks whose business models are distinctly … have financial incentives to increase lending to small businesses; and (4) for business lending and commercial real estate … credit risk and exhibit more efficient lending. Thus, concern that small business lending would be adversely affected if …