Anginer, Deniz; Demirguc-Kunt, Asli; Zhu, Min - 2013
, which leads to excessive risk-taking. This paper examines the relation between deposit insurance and bank risk and systemic … bank risk and systemic fragility in the years leading up to the global financial crisis. However, during the crisis, bank … risk is lower and systemic stability is greater in countries with deposit insurance coverage. The findings suggest that the …