Hackney, Donald D.; McPherson, Matthew Q.; Friesner, Daniel - In: International Journal of Social Ecology and Sustainable … 5 (2014) 1, pp. 58-91
The goal of BAPCPA is to shift bankruptcy filers from Chapter 7 to Chapter 13. The basis for this goal is the assumption that Chapter 7 filers repay much less of their debt than do Chapter 13 filers. Therefore, shifting debtors from Chapter 7 to Chapter 13 will increase debt repayment and lessen...