Ziebarth, Nicolas R. - 2009
replacement levels are a commonly used instrument to tackle moral hazard and to increase the efficiency of the health insurance …-aged full-time employed persons. All in all, moral hazard and presenteeism seem to be less of an issue in the right tail of the … redistributed from persons on long-term sick leave to the SHI insurance pool. -- Long-term absenteeism ; sick pay ; moral hazard …