Garín-Muñoz, Teresa; López, Rafael; Pérez Amaral, … - 2017
This paper analyzes the adoption patterns of selected internet services such as eCommerce, eBanking and eGovernment in … Households (ICT-H) of the National Institute of Statistics are used. The dataset is a cross section of 16,209 individuals for …, education and levels of internet and computer skills are all significant in explaining the adoption of any of the three services …