Guinnane, Timothy; Streb, Jochen - 2009
Keywords: sickness insurance, moral hazard, Knappschaft, social insurance
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Tables and figures
Figure 1: Map of Germany … Germany in the late nineteenth century. This paper focuses on the
Knappschaften (or KV), the organizations through which …
this industry then the entire idea was problematic. Germany’s social-insurance system operating today is
based, indirectly …