Sood, Neeraj; Haviland, Amelia M.; Eisenberg, Matthew D.; … - National Bureau of Economic Research (NBER) - 2015
“Consumer-Directed” Health Plans (CDHPs) combine high deductibles with personal medical accounts and are intended to reduce health care spending through greater patient cost sharing. Prior research shows that CDHPs reduce spending in the first year. However, there is little research on the...