Chalmers, John M. R.; Mitchell, Olivia S.; Reuter, Jonathan - National Bureau of Economic Research - 2021
Oregon recently launched an automatic-enrollment retirement savings program for private sector workers lacking access … to other workplace retirement plans. We analyze participation choices, account balances, and inflow/outflow data using … opting out is "I can't afford to save at this time," but the second most common is "I have my own retirement plan." As of …