Dobbie, Will; Goldsmith-Pinkham, Paul; Mahoney, Neale; … - 2017 - Revised May 2017
Chapter 13 filers, whose personal bankruptcy flags are removed from credit reports after seven years, to changes for Chapter 7 … filers, whose personal bankruptcy flags are removed from credit reports after ten years. Using credit bureau data, we show … increases in credit card and mortgage borrowing. Using administrative tax records linked to personal bankruptcy records, we …