Rayo Cantón, Salvador; Lara Rubio, Juan; Camino … - In: Journal of Economics, Finance and Administrative Science 15 (2010) 28, pp. 89-124
The growth of microcredit worldwide along with international rules on capital requirements (Basel II) are increasing the competition between microfinance institutions (MFIs) and banks for this business segment. The bank system traditionally has relied on adequate credit scoring models to analyze...