Hoque, Ariful; Duong Thuy Le; Le, Thi - In: Journal of open innovation : technology, market, and … 10 (2024) 2, pp. 1-10
This study examines whether digital transformation reduces banks' risk-taking in the Vietnamese commercial banking … employed to analyze how digital transformation reduces banks' risk-taking based on the longitudinal data from 26 commercial … banks in Vietnam from 2013 to 2022. The results indicate that digital transformation significantly reduces credit risk by …