Mulindi, Hillary; Josea, Kiplangat; Tiriongo, Samuel - 2022
business versus personal accounts among MSMEs. The results reveals that the level of MSMEs turnover affect the choice to borrow …, who to borrow from and the type of loan to pursue (between personal and business loan). However, the tendency of MSMEs … with turnovers of over Ksh 500,000 leaning more towards the utilization of personal over business accounts remains a puzzle …