Adzobu, Lydia Dzidzor; Agbloyor, Elipkimi Komla; … - In: Managerial Finance 43 (2017) 11, pp. 1274-1291
Purpose The purpose of this paper is to test whether diversification of credit portfolios across economic sectors leads to improved profitability and reduced credit risks for Ghanaian banks that have been characterized by high non-performing loans in recent times (IMF, 2011)....