Kil, Krzysztof; Ciukaj, Radoslaw; Chrzanowska, Justyna - In: Risks : open access journal 9 (2021) 7, pp. 1-15
The aim of the research presented in the article was to analyse the legitimacy of the use of scoring models in banking … banks). Our research confirmed the significant impact of the use of scoring models in lending activities on the value of the … NPL ratio in cooperative banks. The analysed cooperative banks, which used the scoring models proposed by BIK in their …