Goldfayn-Frank, Olga; Vellekoop, Nathanael - 2023
We explore how personality traits are related to household borrowing behavior. Using survey data representative for the … Netherlands, we consider the Big Five personality traits (openness, conscientiousness, agreeableness, extraversion and neuroticism …), as well as the belief that one is master of one's fate (locus of control). We hypothesize that personality traits can …