Lu, Zhiqiang; Li, Hongyu; Wu, JunJie - In: Borsa Istanbul Review 24 (2024) 2, pp. 352-362
variables, which indicate significant improvement in the predictive accuracy about credit risk when financial literacy factors … credit risk assessment variable. This research has profound implications for financial inclusion and credit risk management … effective financial education programs. This study enriches the literature on credit risk prediction by introducing financial …