Can financial innovations be offered in the presence of information frictions without increasing credit risk? We address this question through a randomized experiment with 799 microfinance clients holding microbusinesses in India. In treated branches, borrowers select between the standard rigid...

Objective – The objective of this study is to find the qualities expected of an officer for meeting present and future requirements of the battle field.Methodology/Technique – The study was conducted by personally visiting all the Service Selection Centres of the Indian Armed Forces. The...

Objective – “Change is the only constant” is a cliché but it is important to identify the factors which are changing to emerge as challenges before the military leadership of tomorrow. The societies are bound to be affected by the changes taking place in the environment. Generally, every...

Purpose The purpose of this paper is to examine the role of self-help groups (SHGs) in providing an environment for the empowerment of Indian rural women. The authors argue that the SHG empowerment strategy paves the way for the process of development of bottom-up empowerment of women. The...