Objectives Most people who develop chronic diseases, including cardiovascular disease (CVD), live in their homes in the community in their last year of life. Since cost-sharing is common in most countries, including those with univer‑ sal health insurance, these people incur out of pocket...

The COVID-19 pandemic triggered a financial crisis that provides a unique opportunity to examine investor behavior using an administrative dataset of individuals in Israel. The dataset includes information on withdrawals from tax-sheltered training funds, switching to less risky or riskier...

The COVID-19 pandemic induced a financial crisis that offers a rare opportunity to analyze investors’ behavior by using an administrative dataset comprised of individuals. The data in this paper include both withdrawals of assets from tax-shelter training funds as well as switching from one...