Recent military engagements including Operation Enduring Freedom and Operation Iraqi Freedom have created a tremendously large cohort of wounded warriors returning with Post Traumatic Stress Disorder (PTSD). Indeed, PTSD is deemed a “signature” wound of these conflicts. Yet PTSD is as...

Despite the success of combination antiretroviral therapy (ART) in improving clinical outcomes, treatment failure remains a significant challenge, particularly for highly treatment-experienced patients. This review evaluates current issues in the management of HIV-infected, treatment-experienced...

This paper reexamines the conventional wisdom that commercial banking is an industry in severe decline. We find that a careful reading of the evidence does not justify this conclusion. It is true that on-balance sheet assets held by commercial banks have declined as a share of total intermediary...

This paper pinpoints sources of recent problems in U.S. commercial banking. The objective is to provide a context for evaluating policy options. There are three parts. The first documents how increased competition and financial innovation made banking less stable in the 1980s. The second part...