The 1990s saw significant increases in commercial bank membership in the Federal Home Loan Bank (FHLB) System and extensive growths in FHLB assets and outstanding advances. Since FHLB policies may enable risk-taking behavior by the System's member institutions, this research evaluates the impact...

This study examines the use of databases to improve marketing techniques andcustomer segmentation in lending institutions. Specifically, this study examines the useof products and services by agricultural customers, and then determines the relationshipbetween the use of those products and...