This paper discusses the competing forces that are reshaping the European banking industry and the medium-term consequences for profitability and competition within the sector. The paper highlights that banks are rethinking their business model to address four challenges to emerge in the last...

This paper presents a statistical early warning system for less significant institutions (LSIs) under the direct supervision of the Bank of Italy. The model is calibrated on the basis of a wider definition of possible distress events, using the universe of Italian LSIs active in the period...

The currently developing concept of a Net Zero Energy Building introduces new challenges and research problems. The calculation of a net zero energy balance is heavily influenced by the energy carrier weighting factors that are chosen, which can deeply influence the future energy market towards...

The paper presents one of the first Italian experiences assessing the effectiveness of sustainable production and consumption strategies.