Segovia-Gonzalez, M.M.; Guerrero, F.M.; Herranz, P. - In: Insurance: Mathematics and Economics 45 (2009) 2, pp. 278-285
Given the high competitiveness in the vehicle insurance market, the need arises for an adequate pricing policy. To this end, insurance companies must select risks in a way that allows the expected claims ratio to come as close as possible to the real claims ratio. The use of new analytical tools...