Kuhn, M.E.; Darroch, Mark A.G.; Ortmann, Gerald F. - In: Agrekon 39 (2000) 4
Bivariate probit analysis was used to assess the efficacy of a South African microlender’s loan screening process. This micro-lender grants short-term cash loans to individuals who are employed and earning a fixed salary. Loan applicants with more stable incomes, who are contactable via...