Windasari, Nila Armelia; Kusumawati, Nurrani; Larasati, … - In: Journal of Innovation & Knowledge (JIK) 7 (2022) 2, pp. 1-10
Currently, most traditional banks provide digital services and the government encourages people to use cashless payments in their everyday life, particularly during the pandemic when the demand for avoiding physical encounters is getting higher. There is a growing trend in the development of...