Li Chan, Wen; Seow, Hsin‐Vonn - In: Journal of Financial Regulation and Compliance 21 (2013) 1, pp. 39-50
Purpose – Achieving equal treatment of credit applicants has been a legitimate concern of legislators and the credit industry. However, measures taken to date in attempting to comply with anti‐discrimination laws arguably do not allow for the most effective use of credit scoring models, and...