Chapter 1: Introduction -- Chapter 2: Sweden, an economy in transformation, 1820-1910 -- Chapter 3: Savings banks in the Swedish banking system -- Chapter 4: Savers and the risk of deposit banking -- Chapter 5: Credit risks – from networks and co-operation to stable markets -- Chapter 6: Trust...

Studies have shown that children's incomes were important for working-class families during industrialization. We found that, even before industrialization, having children greatly affected the family economy of workers and master artisans. For workers, having children necessitated borrowing,...