Solvency II represents a great challenge for the European Insurance Market, in the laborious approach of creating a unitary framework, based on uniform supervising standards, adjusted to the complex risks which the financial system meets. Domestic models of determining the capital demands offer...

The mankind progress is built on economic growth.Yet, the high rates of economic growth must be properly used and correlated with other macroeconomic indicators in order to get the aimed effects.At the Romanian economic level, there is an inverse ratio connection between the gross domestic...

Unemployment represents a phenomenon frequently met in the economy of any state. This paper presents the unemployment evolution in Romania in order to observe its evolution and the category of people affected by unemployment, from the sex point of view. The statement that women are more affected...

The integration of Romania in the European Union has determined serious implicationson economy and on the national banking system that had to cope with the pressure of a competitive market having higher and higher demands from customers who ask for much more complex products and banking...

Quality management banking perspective is extremely interesting, from the point of view of the activities specific, and of the permanent area competition imposement. Banks being aware of the quality problems also lead to the appearance and requirement of some area working standards. Standards...

The role of the bank branches will evolve differently in the coming years. The European banks predict that the number of with councilors will increase significantly. However the sales volume performed by branches will decrease while a part of these sales are taken by alternative channels. As a...

The construction of a united Europe represents the ideal of the Europeans and not only. Such ideals require both responsabilities and risks. Unfortunately, the issue of the European construction is more approached from a political and economical point of view. The cultural dimension of the...