The widening wealth gap in the United States is a worrisome sign that millions of families nationwide do not have enough in assets to offer better opportunities for future generations. Wealth allows families to make investments in homes, in education, and in business creation. On the basis of...

Lack of data availability has limited research on disparities in credit conditions in different income areas. This report uses a unique dataset from a credit reporting agency to describe credit conditions in Massachusetts in low- and moderate-income (LMI) and middle- and high-income (MUI) census...

We use a regression discontinuity design to investigate the effect of the Community Reinvestment Act on consumer credit outcomes using data from the Federal Reserve Bank of New York's Consumer Credit Panel database (Equifax data) for the years 2004 to 2012. A bank's activities in census tracts...

Twenty-five percent of New England residents lived in low- and moderate-income areas in 2005–2009.

We use a regression discontinuity design to investigate the effect of the Community Reinvestment Act on consumer credit outcomes using data from the Federal Reserve Bank of New York’s Consumer Credit Panel database (Equifax data) for the years 2004 to 2012. A bank’s activities in census...

This paper provides a review of the literature on U.S. central city growth and distress during the second half of the twentieth century. It finds that city growth tended to be higher in metropolitan areas with favorable weather, higher growth, and greater human capital, while distress was...

This paper provides a review of the literature on U.S. central city growth and distress during the second half of the twentieth century.It finds that city growth tended to be higher in metropolitan areas with favorable weather, higher growth, and greater human capital, while distress was...

This paper provides a review of the literature on U.S. central city growth and distress during the second half of the twentieth century.It finds that city growth tended to be higher in metropolitan areas with favorable weather, higher growth, and greater human capital, while distress was...

This brief analysis of home-mortgage lending trends in New England provides information on lending activity from 2006 to 2010. The report includes data on originations, denial rates, and percent of high-priced loans by loan purpose (refinance and home-purchase) and type of loan (conventional and...

This paper provides a review of the literature on U.S. central city growth and distress during the second half of the twentieth century. It finds that city growth tended to be higher in metropolitan areas with favorable weather, higher growth, and greater human capital, while distress was...