A consumer may at any time during the currency of certain credit agreements bring an end to the credit agreement. The consumer need not have any reason for this. The right applies to certain categories of credit agreements only. It is not a general right available to all consumers even though...

This case deals with the cancellation or termination of an instalment (sale) agreement, the return of a vehicle, the provisions in the National Credit Act dealing with the surrender of goods, the cooling-off period, the contents of credit agreements, the right to receive a document in an...

It is important to keep the common-law in duplum rule in mind and make any distinctions if necessary when analysing and interpreting section 103(5) of the National Credit Act. Cambell states in this regard that the in duplum rule can amplify section 103(5) where it is not in conflict with the...

This note deals with a newcomer to South African law, namely the incidental credit agreement. The National Credit Act is the fons et origo of this rather meaningless expression. It will become clear, however, that the type of agreements covered by the definition of “incidental credit...