This study aimed to test, through empirical investigation, how the rapid advancement of digital transformation (DT) has impacted the price of financial services. To this end, we compiled a set of macro-level indicators on the aggregate outcomes of the financial services sector in Korea over the...

This study aimed to test, through empirical investigation, how the rapid advancement of digital transformation (DT) has impacted the price of financial services. To this end, we compiled a set of macro-level indicators on the aggregate outcomes of the financial services sector in Korea over the...

This study aims to document the inter-linkages between two on-going global trends through an empirical investigation – (1) the rapid advancement of the ICT-driven innovations in delivering various types of financial service, and (2) the growing legal and regulatory efforts to protect consumers...

This study aims to shed light on how to foster a welfare-enhancing policy regime for financial consumer protection (FCP), mainly through a literature and institutional survey on three pillars of FCP policy-financial education, ex ante (or before point of sale) FCP measures, and ex post policy...

Abstract Estimating the effect of a randomized treatment and the effect that is transmitted through a mediator is often complicated by treatment noncompliance. In literature, an instrumental variable (IV)-based method has been developed to study causal mediation effects in the presence of...

It is fair to say that the research on Public Private Partnership (PPP), in particular, on its risk-return profiles, is rare, despite the fact that this form of infrastructure financing has been on the rise during the last two decades in a diverse set of countries. This study aims to fill that...

Cloud computing has emerged as more than just a piece of technology, it is rather a new IT paradigm. The philosophy behind cloud computing shares its view with green computing where computing environments and resources are not as subjects to own but as subjects of sustained use. However,...

In this report, we describe the preparation of OMC (ordered mesoporous carbon) via a conventional templating method using mesoporous silica (SBA-15) as a Pt–Ru catalyst support for use in fuel cells. The influence of surface treatment of the carbon supports on the electrochemical properties of...

Chemically A-MWCNT (activated multiwalled carbon nanotube)/PANI (polyaniline) composites produced via ultrasonic polymerization of an aniline monomer in the presence of A-MWCNTs were investigated as potential electrode materials for supercapacitors. These composites were compared to pristine...

It is often the case that national policies are not necessarily suitable at lower administrative levels due to the spatial complexity of natural and socio-economic resources within a country. That complexity of resources can be resolved by spatial modeling of natural and socio-economic...