This study examines the impact of credit union risk characteristics and macroeconomic events on deposits. Looking at a sample of credit unions from 2004-2008 we find that credit union depositors do not consistently punish credit union by deposit withdrawal for risky behavior. Furthermore, we...

This paper tries to examine the performance of loans made by CDFI sponsored financial institutions. The CDFI program tries to encourage financial institutions to provide credit to high risk, underserved communities and businesses. The CDFI provides grants to participating institutions to entice...

Purpose – This study aims to examine empirically the relationship between loan denials and lender distance and location. Design/methodology/approach – This study uses the 2003 Survey of Small Business Finance (SSBF) to draw the sample. This survey, conducted by the Board of Governors of the...

This paper looks at the financial distress resolution benefit of bank lending relationships in a system where due to the lack of access to public debt and equity markets banks do not face competition as providers of capital. For a sample of German firms this paper finds that companies in...

This paper looks at the financial distress resolution benefit of bank lending relationships in a system where due to the lack of access to public debt and equity markets banks do not face competition as providers of capital. For a sample of German firms this article finds that companies in...

This article examines the financial distress resolution benefit of bank lending relationships in a system where because of the lack of access to public debt and equity markets, banks do not face competition as providers of capital. For a sample of German firms, this article finds that companies...