Analysis of survey data collected from 6,520 students at a large Midwestern University affirmed that financial knowledge is a significant factor in the credit card decisions of college students but not entirely in expected ways. Results of a double hurdle analysis indicated that students with...

The current research examines the relationship between personal financial knowledge (both objective and subjective), financial satisfaction, and selected demographic variables in terms of best practice financial behavior. Data are taken from the Financial Industry Regulatory Authority's (FINRA)...

Prior studies find a strong negative relation between smoking and body mass index (BMI). Smoking and obesity both imply a preference for utility in the present at the expense of future consumption. This study proxies time preference through a composite index of equally-weighted intertemporal...