Individual Development Accounts (IDAs) are tax-protected, matched savings accounts designed to help those with low incomes and few assets buy a home, capitalize a business, or fund higher education. Originally authorized through the Personal Responsibility and Work Opportunity Reconciliation Act...

How does competition affect higher education? This paper explores this question for public and private universities. Theory indicates that competition can push higher education policy in one of two different directions. On the one hand, competition may increase spending. For states, this would...