Fabrizio, Santoboni; Massimiliano, Tomatis; Andrea, Vincioni - In: Banca Impresa Società (2012) 1, pp. 119-119
Basel II Framework brings important changes, since life insurance and surety policy are «eligible» guarantees for Credit Risk Mitigation. Nevertheless, banks could offer a better pricing to borrowers not because they are less risky, but because the whole operation would need a lower capital...