Up from the basement : the CFPB begins to take shape -- The shattered mortgage market -- Auto lending : the deals and the dealers -- The CFPB in action : did the Consumer Bureau get what it needed to do what was necessary?

Just three years ago, Congress enacted controversial amendments to the Bankruptcy Code. The proponents claimed that the changes would drive the quot;can payquot; debtors (of which there were supposedly many) from the bankruptcy courts with tough new income-based eligibility requirements. And...

Just the way she planned -- The over-consumption myth -- Mom: the all-purpose safety net -- The myth of the immoral debtor -- Going it alone in a two-income world -- The cement life raft -- The financial fire drill

Although data from the Administrative Office (AO) of the U.S. Courts suggest that only a small fraction of the 1.6 million bankruptcies filed each year are business failures, new research from the Consumer Bankruptcy Project reveals that roughly 17 percent of bankruptcy filings involve the...

Illness and injury have a significant financial impact on families, but recent news media reporting and lawmaker responses have framed these issues in terms of hospital mistreatment of the uninsured. In this article, we argue that the hospital misbehavior model imposes artificial parameters on a...

Although Chapter 11 has served as a model for bankruptcy reform around the world, the conventional wisdom has been that it is characterized by a relatively low success rate and endless delay. The data from large samples of Chapter 11 cases filed in 1994 and 2002 demonstrate that this...