Trappl, Stefan; Zehetner, Karl; Pichler, Robert - In: Journal of Banking and Financial Economics 1 (2014) 1, pp. 73-87
In this paper the effects of the introduction of the so called “pay per use” -insurance products are examined. These products collect data of kilometers driven by policy holders. As a result of this data, policy holders can get a refund on the insurance-premium paid. Since there is a...