Filipovski, Brendan; Flood, Darren - In: RBA Bulletin (2010) June, pp. 37-45
The payments industry, with support from the Reserve Bank, introduced major reforms to the ATM system in March 2009 …. The reforms were designed to increase competition and efficiency in the ATM system. They have, by and large, been meeting … their objectives. Cardholders have responded to clearer price signals by changing their pattern of ATM transactions …